The Best Boat Financing and Loans You Can Secure Even with Bad Credit in 2024

You don’t need great credit to secure a great boat loan. At least not if you go through a boat dealer like Gage Marine! Here’s how Gage Marine can get you the best boat financing deals, even if you have less than stellar credit.

Gage Marine Provides Boat Financing for All

You are far from alone if you have to finance your boat to afford it. Seventy percent of Gage Marine’s buyers use boat financing. There is rarely a financial circumstance we come across for which we can’t provide a competitive solution. We pride ourselves on our ability to secure great boat loans for all our customers.

How Can Gage Marine Secure My Loan If I Have Bad Credit?

Gage Marine doesn’t work with just one lender. We work with over 20 lenders. That means we can compare rates, and customize financing programs, and if one lender says no to giving you a loan? We don’t worry about it! We’ll likely find at least a few options for lenders who can help us secure your funding.

How Does Bad Credit Affect My Boat Financing Options?

Bad credit can affect the interest rate and down payment on your loan. However, you may be surprised to find out how many boat financing options are still available to you even if you don’t have the best credit score. Gage Marine is used to working with boat buyers from a variety of financial circumstances and we are true pros at getting you the best deal, interest rate, and down payment amount on your boat!

What Makes Gage Marine Boat Loans Great?

It’s not just that Gage Marine can offer you competitive rates on your boat financing. Gage Marine also goes above and beyond to help you purchase the boat of your dreams. We offer deferred payments, no prepayment penalties, and loans with flexible terms that allow you to lower your monthly payment. Gage Marine will also give you a complimentary insurance quote from Global Marine Insurance so you have less paperwork to deal with in the boat-buying process!

Ready To Apply for A Boat Loan?

See what type of loan you qualify for by completing a free online credit application with Gage Marine! Once you’ve applied, our finance department will be in touch with you shortly to discuss your boat-buying options and help you buy the boat of your dreams. Boat financing doesn’t get any easier than this!